To Have Or Not To Have Your Day In Court In A Long Term Disability Insurance Claim

Sorry, but almost certainly you will not have your day in court in a long-term disability insurance claim governed by ERISA (distinguished from an individual LTD policy, where you will be able to go to court and testify).  Instead, your documents (almost entirely comprised of medical records) will have their day in court for you, […]

Mediation and a Long Term Disability Insurance Benefits Lawsuit

The Critical Role of Mediation in a Long Term Disability Insurance Benefits Lawsuit Mediation (a form of settlement conference) is now used in nearly every long-term disability (LTD) insurance case I litigate.  Mediation is most similar to a settlement conference in that it is confidential, not subject to the rules of evidence or rules of court, not recorded […]

What You Need to Know About: Employer Provided Long-Term Disability Insurance—The Basics

Employers use many different types of long-term disability plans (sometimes known as income protection plans). Most plans are provided by insurance companies to whom your employer pays a premium. You may contribute money from your paycheck for part of that premium. When you need to use your disability insurance:  navigating the application/appeal process When you have […]